Welcome to Obsidian!

We can help you with refinancing your home at a lower interest rate while also converting your home equity into cash that can be used for other needs. We are with you every step of the way.


Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000). The new mortgage of $80,000 will pay off the $60,000 loan and leave $20,000 cash-out to the borrower.

What Are The Benefits?

By cashing out on your home, you can obtain cash on the value of your own home to pay off debts or upcoming expenses. The refinance transaction can also provide you with a better mortgage loan interest rate that will save on your monthly mortgage payments during the loan. And it's tax-deductible.

What We Offer:

With mortgage rates at historic lows, we are here to assist you every step of the way by finding the best available rate and identifying the best loan program for your specific situation. Contact us today for:

  • Free mortgage REFINANCE analysis
  • Rate comparison (Lenders, loan types)
  • Benefits of working with a "Full Eagle" Lender vs. a Broker
  • Quick turnaround for your entire loan process 


Obsidian Financial Services - SMG and Barry made it so easy and fast to get things done, My husband and I are very pleased with the outcome.

Doria G, Fort Worth, TX

Thank you for considering Obsidian Financial Services. Our team is dedicated to helping you find the best loan product and the best rates for your individual situation. With all of today's uncertainty, you can be certain that we will do our best to provide you the best mortgage experience possible. 

Simon P, Obsidian Financial Services - Southlake, TX